TK Medispa

Financing

TK Medispa offers a financing package where patients can spread the cost of their aesthetic treatments over 10-months with 0% interest and deposits as low as 0%

TK Medispa firmly believe in responsible lending, which is why we have steered clear of Buy Now Pay Later companies such as Klarna, Clearpay, and Paypal Credit. These companies help merchants target customers who cannot afford to pay today by offering them the ability to “slice” what they buy over 3-month giving the impression that the good or service is more affordable.

Our financing package allows our patients to spread the cost of their purchase a longer period, over 10-months at 0% interest. The longer-term financing allows the patient to match the loan more closely to the lifespan of the treatment. Our goal, in offering to finance, is not to target those who cannot pay today, but to more offer our patients more predictability into their aesthetic and beauty expenses. Patients can choose to finance a single high value treatment, like Endolift, or a package of smaller value treatments.

Tatiana Karelina Limited, trading as TK Medispa, is acting as a credit broker offering finance products from Omni Capital Retail Finance Limited. Tatiana Karelina Limited is authorised and regulated by the Financial Conduct Authority, registration number 754528 Address 33 Holland Street, London, W8 4LX. Credit is subject to status.

If you would like more information on the financing options available to you, please contact the clinic.

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FAQs

Am I Eligible for Finance?

To be eligible for finance you must be 18 years of age or over, a UK Resident for at least 3 years, have a minimum annual income of £10,000, a UK bank account that can accept direct debits, a credit or debit card registered to your home address and a stable income. As we use a 3rd party credit provider you must understand and accept there will be a credit check performed when you submit your application.

What’s the finance application process?

1. Determine the value of services you are interested in
2. Request application link (either in the clinic or remotely)
3. Following the link and apply for credit using the online application form.
4. If approved, sign the agreement to complete the purchase.

How long will it take me to get approval?

Whilst we cannot guarantee specific times, you can typically have an approval within 30 seconds. However, in some instances, your application may “refer”, which means that an underwriter will review your application manually. These can take up to a maximum of 24 hours for a decision.

What loan period can I apply for?

Finance plans are a minimum of 6-months to a maximum of 10-months

What happens if I’m declined?

You will need to obtain a copy of your credit report and/or credit score so you can see the potential reasons why. We cannot find out on your behalf, nor will the lender provide the reason. We have found that County Court Judgements, defaults, and lack of home stability (if you have moved a lot in the last 3 years) common reasons for being declined. If you feel there has been a mistake, please contact our team via email at info@tkmedispa .You will be able to complete the purchase using the traditional means of payment.

When does the first payment leave my account?

The first payment is taken approximately 30 days after the loan is activated. Loans are activated once you have received your extension service or product.

What if I have changed my mind about my payment method or want to cancel my service or return my product?

You have the right to withdraw from your finance agreement up to 14 days following the signing of the credit agreement. If you have received your service or products, we will need to cancel the finance and settle the invoice with traditional payment.

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